Participation in a payroll deduction insurance program is completely voluntary.

More and more employers have been making insurance products available to their employees through Voluntary Payroll Deduction (VPD) programs. As the name implies, the premiums for the insurance are automatically deducted from employees’ paychecks before they receive them. Policies purchased under a VPD program are competitively priced.

Although VPD programs are set up for a group, they still are considered individual policies. Coverage purchased under a VPD plan is portable and applicable for coverage purchased through the plan for spouses, children, and even grandchildren. Voluntary Payroll Deduction allows you to take the right steps today, so you don’t have to worry about tomorrow.

Call the McDaniel Hazley Group for an appointment to discuss your employee benefit needs at (816) 531-7500 or visit our Web site at

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